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Farm House Renovation & Extension


Farm House Renovation & Extension

Limit: Maximum $15,000


Commitment Ratio of Loan Repayment to Net Farm Income to be below 60 percent, based on an average of past 3 years’ production and/or the forecast of the current year cane production.


Loans below $10,000 nil and > $10,000, 10% of the cost.

Interest Rate

6 percent per annum and is subject to change from time to time with advance advice.


Maximum Repayment Term of 5 years.


Annualised Repayment deducted from the cane payments received from FSC. This ranges from 50 to 100% and once annual repayment is met, rest of the proceeds for the season are refunded.


Mortgage over Farm Lands, Security Agreement over farm crops, Security Agreement over Farm Chattels (tractors, trucks, implements) where needed with Insurance and Personal Guarantees and Irrevocable Authorities

Requirements: [Refer to Specialized Loan Checklist ]