logo loader

You are using an outdated browser. Please upgrade your browser or activate Google Chrome Frame to improve your experience.

Subsistence Farming Loan


Subsistence Farming Loan

Allow growers to venture into other small scale farming apart from sugar cane to increase their income.

Limit: Maximum $7,000.


Commitment Ratio of Loan Repayment to Net Farm Income to be below 60 percent, based on an average of past 3 years’ production and/or the forecast of the current year cane production.

It may also depend on the business plans and projection of the project


Nil if backed by Mortgage over Farmland.

Interest Rate

6 percent per annum and is subject to change from time to time with advance advices.


Maximum Repayment Term of 5 years. It is also encouraged that the project repays the loan.


Annualised Repayment deducted from the cane payments received from FSC. This ranges from 50 to 100% and once annual repayment is met, rest of the proceeds for the season are refunded.


Mortgage over Farm Lands, Security Agreement over farm crops, Security Agreement over Farm Chattels (tractors, trucks, implements) where needed with Insurance and Personal Guarantees and Irrevocable Authorities

Requirements: [Refer to Specialized Loan Checklist ]